Every year the anticipation for Black Friday and Cyber Monday deals grows immensely. Everyone is waiting with eagerness in hopes to potentially upgrade their wardrobe, electronics, kitchen appliances, home decor, and more. Many huge big box stores like Walmart, Target, and Best Buy have shoppers in line outside waiting for the grand moment. Shoppers who opt out of the chaotic in-person shopping experience let the weekend by pass with their credit or debit cards handy for Cyber Monday.
Let’s explore some of the highly anticipated Cyber Monday sales for 2019:
1. Beats headphones
According to online buzz, Best Buy has already announced exactly what their Cyber Monday deals will be with this product. Shoppers can purchase Beats headphones $135 cheaper than their normal cost. Be sure to compare prices with other big box stores.
2. Apple iPads, Macbook, and TVs
The Apple product lines are growing exponentially. At Best Buy, shoppers can save up to $100 on the most current iPhone release as well as the iPad Pro and iPad air. Shoppers can save up to $200 on the Apple iMac computers, as well as up to $400 on Apple TVs, smartwatches, and Apple MacBook laptops. Woah. If you are a student, this deal could not be more perfect.
3. Samsung smartphone
If you are considering a Samsung purchase, this deal may be just right for you. Samsung is holding a hot new deal where shoppers can save $600 on a Galaxy Note10 with an eligible trade-in.
4. Galaxy tablet and smartwatch
Shoppers can save $100 on Amazon for the 10.5-inch Galaxy Tab S6 and Best Buy is holding a hot new deal where you could save $82 dollars on the Galaxy Smartwatch 42mm. The Smartwatch in 46mm will be $200 cheaper than the original price at Walmart.
5. 4K UHD TV
There are multiple deals happening for the 4K UHD TV during Black Friday and Cyber Monday. Shoppers can save up to $1,300, depending on their preferred size, on the device on Samsung’s website.
6. Designer purses
Why pay full price when you can simply pay half the cost during Black Friday and online for Cyber Monday? Nordstrom Rack, Coach, Steve Madden, and so many others are holding huge hot deals. Shoppers can save up to 50% off of designer purses and the opportunity to save more when signing up with an email.
7. Dyson vacuum
Dyson is actually offering early Cyber Monday deals on their website for up to $100 off. Head over to their site to see exactly how much you can save when you switch out your old vacuum cleaner.
8. Breville coffee maker
Amazon has lightning deals on coffee makers, so watch their website closely. There are also significant discounts on kitchen appliances at other retail stores such as Walmart and Best Buy.
9. Nintendo Switch with game and accessories
One of the biggest discounts on the Nintendo Switch, games, and accessories happening for Cyber Monday 2019 is saving up to $50 at Kohl’s and receive $90 in Kohl’s cash to spend in the following weeks.
Idiopathic Pulmonary Fibrosis (IPF) is a lung disease that can result in scarring of the lung tissues for no evident reason. Over a period of time, the scarring gets worse and it becomes difficult to breathe. Since the lungs are damaged, they cannot take in enough oxygen, leading to shortness of breath. The disease involves the tissues and space around the lungs and does not directly affect the blood vessels. There are various diseases that cause inflammation or fibrosis and each one is treated differently.
The cause of this medical condition is not completely understood. There is no single cause or reason why some people suffer from this disease. There are risk factors such as genetics, cigarette smoking, age, acid reflux, and more. It affects more men than women. Most individuals infected with IPF have another family member with a lung disease. About 75 percent of the patients are men and almost 75 percent of patients are or were previously cigarette smokers.
There are two main symptoms of IPF.
Breathlessness or short breath first appears during exercise. It can have an impact on the day to day activities like climbing stairs. It increases as scarring in the lung gets worse and it could prevent all daily activities.
Majority people with IPF have a chronic cough which lasts longer than eight weeks. This is a dry cough.
There are other symptoms which include unexplained weight loss, tiredness, loss of energy, chest pain, loss of appetite, and change in the shape of fingers and toes (clubbing).
There is no cure for Idiopathic Pulmonary Fibrosis and there are no definite procedures that can remove the scarring from lungs. However, there are treatments that slow down the progression of lung scarring but may not lessen the symptoms of cough and breathlessness.
Idiopathic Pulmonary Fibrosis cannot be identified in the first instance. As it gradually progresses, the patient will notice short breath and will feel the need to approach a doctor. Although there is no specific treatment that can cure the disease, it can reduce the symptoms of the condition and show a slight improvement in the lung tissues. The scarring cannot be removed but the progression can be slowed down. It is important to consult a doctor when the signs and symptoms are noticed. Based on the progression of scarring, the doctor will be able to provide medication for the same. For every patient, it is important to understand the disease first and not to panic. Smokers sometimes experience short breath which could not necessarily be due to the presence of IPF. Prepare a list of questions for the doctor to answer so that there is clarity with regard to the disease. If the patient is already on medication for some other medical condition, the information about the same should be provided to the doctor in order to consider the treatment options.
Idiopathic Pulmonary Fibrosis is an irreversible, progressive disease which has no treatment. Hence, good coping skills and education about the disease is a must for every patient.
Myelodysplastic syndromes, or MDS, are a group of disorders caused by poorly formed blood cells or ones that don’t work properly. The MDS life expectancy varies greatly from patient to patient, depending on several factors, including age, overall health, and how well the disease responds to treatment. One of the major complications of MDS is that it can cause anemia, a condition characterized by a lack of red blood cells. It’s important to recognize the warning signs of MDS to seek early treatment. Here are ten signs that may indicate the presence of this disease.
1. Fatigue
One of the most common symptoms of MDS is fatigue. This is primarily due to anemia, which can make you feel tired and weak. If you’re feeling unusually fatigued, it might be worth discussing with your doctor.
2. Shortness of breath
Another sign of MDS can be shortness of breath, especially during physical activities. This symptom is also related to anemia, as your body isn’t getting enough oxygen due to a lack of red blood cells.
3. Frequent infections
MDS can cause your white blood cell count to drop, making you more susceptible to infections. If you find that you’re getting sick more often than usual, it could be a sign of MDS.
4. Easy bruising or bleeding
If you notice that you’re bruising easily or bleeding more than usual, it could be a sign of MDS. This is because MDS can affect your platelet count, which is responsible for blood clotting.
5. Skin paleness
Anemia, a common complication of MDS, can cause your skin to look paler than usual. This is due to the lack of red blood cells, which give your skin its color.
Now that we’ve covered the warning signs, let’s look at some FDA-approved treatments for MDS.
6. Blood transfusions
Blood transfusions are often used to treat anemia in people with MDS. This involves receiving healthy blood from a donor to increase your red blood cell count.
7. Medications
Several medications can be used to treat MDS, including growth factors to stimulate your body to make more blood cells, and immunosuppressive drugs to help your body accept these new cells.
8. Chemotherapy
Chemotherapy is often used to kill off abnormal cells in your bone marrow. This can help to slow the progression of MDS and alleviate some symptoms.
9. Stem cell transplant
A stem cell transplant involves replacing your diseased bone marrow with healthy marrow from a donor. This can potentially cure MDS, but it’s a complex procedure with significant risks.
10. Supportive care
Supportive care involves managing the symptoms of MDS, such as fatigue and shortness of breath. This can include medications, physical therapy, and lifestyle changes.
In conclusion, it’s important to recognize the warning signs of MDS and seek treatment early. With the right care, it’s possible to manage this disease and maintain a good quality of life.
Life insurance is a critical safety net for many individuals, especially those over 50 or seniors who want to ensure their loved ones are financially secure after they’re gone. But it’s essential to understand that not all situations are covered by life insurance policies. Here are seven things that life insurance does not typically cover.
1. Fraudulent information
One of the key aspects insurance companies look at when underwriting a policy is the honesty of the information provided. If you have lied or omitted important information on your application, your insurer can deny your beneficiaries’ claim. Always be honest and thorough when applying for life insurance.
2. Suicide within the exclusion period
Most life insurance policies include a clause that excludes coverage for suicide within the first two years of the policy. This period may vary depending on the insurance company and the specific policy, but it’s a standard exclusion across the industry.
3. Death from risky activities
If you regularly engage in high-risk activities such as skydiving, mountain climbing, or extreme sports, your life insurance policy may not cover death resulting from these activities. It’s crucial to disclose these hobbies when applying for insurance, as failing to do so could result in a denied claim.
4. Death in a war zone
Many life insurance policies exclude coverage for death occurring in a war zone. If you are a military personnel or a civilian working in a conflict area, you may need to seek a special policy or rider to cover this risk.
5. Illegal activities
If the policyholder dies while committing an illegal activity, the life insurance claim will likely be denied. This can include anything from driving under the influence to participating in criminal activities.
6. Certain health conditions
While life insurance for over 50 and life insurance for seniors are generally available, certain health conditions may not be covered. This is especially true for policies with a graded death benefit, which only pays out the full benefit if the policyholder lives a certain number of years after purchasing the policy.
7. Acts of God
Some life insurance policies may not cover deaths caused by acts of God, such as natural disasters. However, this exclusion is less common than others and can vary significantly between insurance companies and policies.
Now that you know what life insurance typically does not cover, it’s important to find a reliable provider. Some of the top companies that provide life insurance include New York Life, MetLife, Prudential Financial, and State Farm. These companies offer a variety of policies, including term life, whole life, and universal life insurance.
Remember, life insurance is a crucial part of financial planning, especially for those over 50 or seniors. Make sure to thoroughly read and understand your policy, and don’t hesitate to ask your insurance agent or company any questions you may have. It’s always better to be safe than sorry when it comes to protecting your loved ones’ financial future.
Embarking on home improvement projects is a rewarding journey that can elevate your living space and enhance its functionality. From addressing water damage with companies that clean up water in the basement to upgrading roofing and gutters, and even considering Anderson window replacement, these hacks are designed to transform your home seamlessly. In this article, we explore seven ingenious home improvement hacks that will breathe new life into your living space.
1. Water damage prevention and cleanup
Companies that specialize in cleaning up water in the basement play a crucial role in preventing and addressing water damage. Protect your home from potential disasters by addressing leaks, floods, or excess moisture promptly. Investing in professional services ensures a thorough cleanup and mitigation of water-related issues, preserving the structural integrity of your home.
2. Roofing and gutters upgrade
Upgrading your roofing and gutters is a fundamental home improvement hack that protects your property from the elements. Consider durable roofing materials such as asphalt shingles, metal, or architectural tiles. Additionally, ensure your gutters are clean and well-maintained to prevent water damage and potential leaks. Regular inspections and prompt repairs contribute to the longevity of your roof and the overall health of your home.
3. Anderson window replacement
Enhance your home’s aesthetic appeal and energy efficiency with Anderson window replacement. Anderson windows are renowned for their quality and durability. Upgrading to energy-efficient windows not only improves insulation but also adds a timeless and elegant touch to your interior and exterior spaces. The investment in high-quality windows pays off in energy savings and increased home value.
4. Creative storage solutions
Maximize your living space by incorporating creative storage solutions. Utilize under-the-stair storage, built-in shelving, or multifunctional furniture to optimize every square foot. These solutions not only declutter your home but also add a touch of innovation to your decor, making your living space both functional and stylish.
5. Smart home technology integration
Embrace the future of home living by integrating smart home technology. From smart thermostats and lighting to security systems, these technologies enhance convenience, energy efficiency, and security. Smart home devices can be easily controlled through mobile apps, providing remote access and customization options to suit your lifestyle.
6. DIY painting projects
A fresh coat of paint is one of the most transformative and cost-effective home improvement hacks. Whether it’s an accent wall, a room makeover, or refreshing exterior surfaces, painting projects can instantly breathe new life into your home. Experiment with different colors and finishes to create a personalized and updated look.
7. Energy-efficient lighting upgrades
Switching to energy-efficient lighting options is not only environmentally conscious but also financially savvy. Replace outdated incandescent bulbs with LED or CFL alternatives to reduce energy consumption and lower utility bills. Additionally, consider installing motion sensor lights in outdoor areas for enhanced security and energy efficiency.
Embarking on home improvement projects is an exciting endeavor that allows you to tailor your living space to your preferences and needs. From addressing water damage with professional cleanup services to upgrading roofing and gutters, considering Anderson window replacement, and embracing creative storage solutions, these home improvement hacks offer practical and innovative ways to transform your home. Whether you’re looking to enhance aesthetics, increase energy efficiency, or optimize functionality, these hacks provide a roadmap for a more comfortable and stylish living environment.
